Long-Term Care Insurance

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What if you could protect you and your family from the greatest risk to your finances and retirement?  Imagine the comfort you would feel knowing that you’ve planned. The Sobering Fact New England Journal of Medicine: 43% of those who are over the age of 65 will spend some time in a nursing home. Times Have Changed Baby boomers have changed America in many ways from early retirement and vacations to computers at the workplace.  Thanks to healthier lifestyles such as gym memberships and advancements in healthcare, it is not surprising that baby boomers will also experience a different aging process than their parents did.  Baby Boomers are living longer, and thus may be at a greater risk for chronic illness–which will require long term care assistance. Will You Be Ready? Unfortunately, a lot of Americans downplay the risk of becoming unable to care for themselves and possibly have misconceptions about who will pay for their Long Term Care needs down the road.  Many will choose to bury their head in the sand and depend on the Government (Welfare Program).  Along with an increased life expectancy will come an increased chance of needing Long Term Care (LTC).  Just as you […]

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