Investments Archives - Long Term Care Insurance

What are Organic Mutual Funds?

February 25, 2018 No Comments

We see it every day on TV, in the movies, at grocery stores…the United States is going green and people are beginning to take responsibility for how their actions impact our environment and society. Just like you can now buy organic milk or corn flakes at the store, it is now possible to invest your money in mutual funds that are socially responsible. It is a market called Socially Responsible Investing (SRI). There are numerous mutual fund families that have specialty funds that may invest in energy alternatives such as solar power or won’t invest in big tobacco. The main focus on these funds are to focus on industries that are socially responsible to mankind and our environment. What is Socially Responsible Investing? Socially Responsible Investing (SRI) is an investment strategy that integrates social or environmental criteria into financial analysis which gives hope to a cleaner brighter future. With about $2.29 trillion worth of assets in the country today, SRI is gaining steam with both institutions and individuals investors who are looking to: Align their investment portfolio with their individual core values. This is accomplished by ditching firms that fail to meet certain stringent standards – and instead investing in […]

Investments

February 15, 2018 No Comments

Investment Style & Philosophy We begin with a broad global trends analysis, backed by the belief that studying global trends is imperative when allocating assets. This broad macroeconomic view will include technological and political trends, with the objective being to establish how these trends affect financial markets. After answering the broad questions we will then begin to take a look at industry analysis. Our macroeconomic or “big picture” analysis will help us discover the sectors that we feel have the most potential for growing earnings and making you money. Once the sector has been studied, we will then carefully look at individual companies that show the most potential for growing our client’s money, while reducing the risk. Areas We Can Help You In IRA Roll-Over/Retirement Planning You might be retired or approaching retirement and need to park your IRA, 401K in an investment engine that has the potential for solid growth and less risk. As you age your investment time horizon shortens and most people want less risk for their retirement dollars. After careful consideration of your situation, we will give you your original financial plan that will be packed full of ideas that give your portfolio the potential for growth while […]

Investments, Retirement Planning

Retirement Account Rollover and Transfers (IRA, 401K, TSA, etc.)

December 25, 2017 No Comments

If you’ve recently retired or changed jobs, you may be wondering what you should do with your IRA or other retirement savings account from a former job. Take Control of Your Retirement Savings Rolling over your retirement account is non-taxable, and there is no annual account fee. Rolling over your retirement account will: Increases your investment choices. Enables you to take control of your overall retirement plan by comparing different companies. Allows you to move your money out of your former employer’s retirement plan without tax consequences or other penalties. Keep your retirement account invested tax-deferred. Possibly, provide better estate planning benefits than your current retirement savings account has. We offer expert rollover advice if you’re entering retirement, changing jobs, or wanting to consolidate. Unlike many retirement plans, we are not limited by the choices of investments or financial companies we can offer. Our Broker Dealer is Financial Network which is an ING Group company. ING allows us to represent almost any investment company. The investment retirement plans eligible for rollover or transfer are 401(k)s, 403(b)s, 457 plans, TSAs, Roth IRAs, IRAs, SEP Plans, and Thrift Savings Plans. It is crucial that experienced financial advisors expedite your rollover/transfer to avoid […]