Retirement Planning Archives - Long Term Care Insurance

If you’ve recently retired or changed jobs, you may be wondering what you should do with your IRA or other retirement savings account from a former job. Take Control of Your Retirement Savings Rolling over your retirement account is non-taxable, and there is no annual account fee. Rolling over your retirement account will: Increases your investment choices. Enables you to take control of your overall retirement plan by comparing different companies. Allows you to move your money out of your former employer’s retirement plan without tax consequences or other penalties. Keep your retirement account invested tax-deferred. Possibly, provide better estate planning benefits than your current retirement savings account has. We offer expert rollover advice if you’re entering retirement, changing jobs, or wanting to consolidate. Unlike many retirement plans, we are not limited by the choices of investments or financial companies we can offer. Our Broker Dealer is Financial Network which is an ING Group company. ING allows us to represent almost any investment company. The investment retirement plans eligible for rollover or transfer are 401(k)s, 403(b)s, 457 plans, TSAs, Roth IRAs, IRAs, SEP Plans, and Thrift Savings Plans. It is crucial that experienced financial advisors expedite your rollover/transfer to avoid […]

You might be retired already or retirement is in your very near future. What ever the case may be, as we age our investment time horizon shrinks every year. When you were in you 30’s or 40’s you might of been willing to take a chance and invest in volatile stocks like the internet.com’s of the world. Now, you may want to take some chips off the table and reduce your exposure to risk. How can you do that with out sacrificing growth? The key is diversification and choosing a proven investment such as a mutual fund that has consistently beaten the returns of the S&P 500. Why is that important? If your investments have not be beating the S&P 500 there is no reason to be in it because you are taking on more risk and paying more fees for a lower return. Simply put, you could of bought a S&P 500 index fund that mirrors the performance of the S&P 500 and diversified with 500 different companies rather than putting all you eggs in one basket. Our Simple Process First, we listen and take careful notes on your retirement goals and over all situation. Second, we will analyze […]

Retirement Account Rollover and Transfers (IRA, 401K, TSA, etc.)

Retirement Planning